Welcome to the December edition of the newsletter for CRTS™ certificants!
How Medicaid Spend Down Helps Seniors Qualify for Long Term Care Benefits
Chances are if you’re finding long-term care for a senior, you’ll need to familiarize yourself with Medicaid, a government-funded health insurance program that’s the number one source of payment for long-term care.
Each state’s Medicaid program has specific eligibility requirements to be able to qualify for long-term care coverage, but the general rule is that an applicant can have no more than $2,000 in assets.
Mike Holmes: A guide to putting your house on the market
Eventually, after a few years, or a few decades — our homes are going to change ownership. Some homeowners might only do this once, while others may find themselves going through the buy-sell cycle a few times before they settle into a “forever home.” When it’s time to say goodbye to your current home, how can you make the process go smoothly for you and the new owners? Here’s how you sell it right.
Hoarding is a serious disorder — and it’s only getting worse in the U.S.
Sandy Stark always loved pretty things. When she was a girl, she collected unusual rocks, birds’ nests, crooked sticks and dolls. As an adult, she gravitated to white ceramics and china, paperweights, kitchenware and art. Year by year, the treasures accumulated until the only way she could navigate her San Francisco apartment was through a narrow line of what she called “goat paths.”
That was when her two grown daughters swooped in and cleaned the place out. All her treasures, gone. On reentering her house, seeing it so sterile, so empty, Stark, now 71, says she felt traumatized. Almost immediately, she began reacquiring things — with a vengeance.